Buying and Selling Houses
Our experienced conveyancing solicitors in Milton Keynes will work proactively to ensure that your residential property transaction goes through without delay.
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Buying your first home is an exciting event. For many people, it is the largest and most significant investment they have ever made, and the conveyancing process can seem daunting and stressful if it is not carefully managed.
At Heald Solicitors in Milton Keynes, we understand how important the purchase of your first home is and we will make sure we are by your side every step of the way to guide and advise you.
Our residential property team have extensive experience across all types of property transactions and they will take the time to explain the process thoroughly to you and answer any questions you may have. They will work proactively on your behalf to ensure that your purchase proceeds without delay wherever possible.
As well as instructing solicitors to deal with the legal aspects of buying your first home, it is also advisable to instruct a surveyor to prepare a survey of the property for you so that you can be sure that it is a sound investment.
If you want to go ahead with your purchase as quickly as you can, there are a number of matters you will need to address early on. Firstly, you should instruct a solicitor to act on your behalf. They will be able to contact the seller’s solicitor as soon your offer is accepted to request the contract papers and information about the property and its legal title.
As well as instructing solicitors to deal with the legal aspects of buying your first home, it is also advisable to instruct a surveyor to prepare a survey of the property for you so that you can be sure that it is a sound investment. Even if your mortgage provider conducts their own survey, this is normally only a brief inspection based on their own criteria and you would be wise to instruct a surveyor to carry out a survey specifically on your behalf.
If you are taking out a mortgage, you should also arrange this as soon as you can. It is usually possible to apply for a mortgage in principle before you have found a property to buy so you can clarify your budget and are ready to go as soon as you find a suitable property.
As soon as we receive the contract papers from the seller’s solicitor we will ask them questions about the property, known as raising enquiries. We will also apply for searches, including a local authority search that will reveal issues such as planned development in the locality, and water and drainage searches that will provide information about the utilities serving the property.
Once we have satisfactory responses, together with your mortgage offer, we will report all of the details to you and obtain your signature on the contract and mortgage deed. You will need to provide us with your deposit at this point. We will then exchange contracts with the seller’s solicitor and the date for completion will be set. We will pay your deposit to the seller when contracts are exchanged and order your mortgage advance in readiness.
On the completion day, we will send the balance of the purchase monies to the seller’s solicitor and your purchase will be complete. Following completion, we will arrange for registration of your ownership with HM Land Registry.
At Heald Solicitors, we don't believe in hiding our prices and we strongly support the SRA's policy of allowing you to judge value for money.
We have always been transparent regarding our fees. There will be no hidden surprises and our costs and anticipated disbursements are fully broken down in our quotes.
Below there are links to our pricing guides that outline typical costs, timescales and disbursements.
For a more tailored quote, based on your specific circumstances, please contact us direct.
If you are thinking of buying your first property, we would be happy to hear from you and answer any questions you may have.
If you wish to talk to use about buying your first home, please get in touch with our legal expert Caroline Wilton.01908 662 277
We understand how stressful moving house can be and we will work proactively to ensure that there are no avoidable delays. We will keep you updated as to progress and make sure that we are easily contactable to discuss the situation and answer any questions you may have.
We represent clients in all types of property transactions including; new-build homes, leasehold property, and complex transactions with properties with complicated titles or unusual features. We act for high-net-worth clients buying large multi-million pound properties and also people purchasing rural properties that include outbuildings and land.
We also act for property investors who may have a portfolio of buy-to-let premises and/or HMOs or who wish to purchase land for development.
Whatever type of property you are buying or selling, whether it is in Milton Keynes or elsewhere, we can represent you to ensure that the whole conveyancing process is as easy and stress-free as possible for you.
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